Skip to content(opens in a new tab)
TrusteeClear
PricingFor firms
Sign in
Start the free role check
Read the Trust
Map the deadlines
Identify qualified beneficiaries
Run AI analysis
Flag homestead risk
Draft the notices
Detect funding gaps
Attorney approves
File Notice of Trust
Serve beneficiaries
Record acknowledgment
Track the accounting
Trustee compensation
Send for signature
Build the audit trail
Guide the Trustee
Spin up the matter
Activate on death
Capture the work
Co-trustee approval
Close the matter

Per stirpes, for Florida trustees

Sooner or later most trustees face the question: a beneficiary died before the settlor — who takes that share? The trust's own words control; Florida supplies precise meaning for the shorthand they use. Here is the arithmetic of the three systems, side by side.

The three systems, in one sentence each

Strict per stirpes — Florida’s default (§732.104): the division always begins at the children’s generation, one share per surviving branch; a deceased child’s share splits among that child’s own descendants.

Per capita with representation — divide at the nearest generation with a living member; below that, the branch math is identical.

The 1990 UPC rule (per capita at each generation) — divide at the nearest generation with survivors; the deceased members’ shares pool and split equally among the next generation’s takers, so equally-near relatives take equally.

The same family tree can come out differently under different governing words — which is why the instrument controls, and why antilapse (§736.1106 for trusts; §732.603 for wills) can also preserve a lapsed gift for a predeceased beneficiary’s descendants in defined circumstances.

Try the arithmetic yourself

Model a family shape — who is living, who left children — and see each system’s exact split. Two generations (children and grandchildren); this is the math of each rule, not a suggestion of which to use.

Child 1

Child 2

  • Grandchild 2.1

Child 3

  • Grandchild 3.1
  • Grandchild 3.2
Exact shares under each system for the family modeled above — the systems DIVERGE for this shape
PersonStrict per stirpes (FL default)Per capita w/ representationUPC per capita at each generation
Child 11/3 (33.3%)1/3 (33.3%)1/3 (33.3%)
Grandchild 2.11/3 (33.3%)1/3 (33.3%)2/9 (22.2%)
Grandchild 3.11/6 (16.7%)1/6 (16.7%)2/9 (22.2%)
Grandchild 3.21/6 (16.7%)1/6 (16.7%)2/9 (22.2%)

Arithmetic only — the exact fractions each rule produces for the shape you modeled, with Florida’s default labeled as what §732.104 provides (and §736.1106 echoes for trusts). Not advice, and never a statement of which rule YOUR trust uses — the instrument’s own words decide that, and reading them is licensed-attorney work.

Ask about this topic

These pre-written questions open the guided assistant with the question filled in — you review it and press send yourself. The assistant explains Florida law generally with cited sources; it does not give advice about your situation, and your question allowance applies.

  • What does §732.104 provide about per stirpes division in Florida?
  • What does Florida law say when a trust beneficiary died before the settlor?
  • What does §736.1106 provide about antilapse for trusts?

The Learning Center is general information about Florida law — not legal advice, and not a substitute for advice from a licensed Florida attorney about your specific facts. TrusteeClear is software, not a law firm.

Frequently asked questions

What does per stirpes mean under Florida law?
§732.104 divides at the generation nearest the ancestor — one share per living member and one per deceased member who left descendants, with a deceased member's share passing down that member's own line. Florida's intestacy rules use this scheme, and many trusts adopt it by reference; §736.1106 speaks to trust antilapse.
Which distribution rule does my trust use?
The trust instrument's own words decide — a trust may say per stirpes, per capita, define its own scheme, or name alternate takers. This page shows each rule's arithmetic; reading a particular instrument against the statutes is work for a licensed Florida attorney.
Do the three systems always produce different shares?
No — while every child is living they produce identical shares. The rules diverge only after certain deaths, which is exactly when the wording in the instrument starts to matter.

General information about Florida law, not legal advice.

TrusteeClear

The Florida successor-trustee layer for Estate-Planning firms — and the Trustees they serve.

For Trustees

  • Overview
  • Free role check
  • Trustee pricing
  • After a death
  • Duties packet
  • Named trustee? Start here

Florida guides

  • Trustee resources
  • Trustee duties
  • Notice of Trust
  • Trust accounting
  • Beneficiary notices
  • Trustee compensation

For firms

  • Overview
  • AI Trustee intake
  • Firm pricing
  • Partners

Platform

  • Security & Trust
  • Attorney review
  • Verify a document
  • Accessibility
  • Accessibility settings

Company

  • Terms
  • Privacy
  • Data processing (DPA)

From the same workshop

EstateDraftFL — Florida estate drafting ↗

TrusteeClear. General information about Florida Trustee duties, not legal advice. Using these tools does not create an attorney-client relationship. AI organizes and drafts; TrusteeClear never files or sends anything on your behalf. Where attorney review happens, it is your firm's attorney or an independent attorney you engage directly. AI observations and chat are informational only — not legal advice, and not attorney-reviewed.