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Start the free role checkFlorida will vs. revocable living Trust, at a glance
| What matters | Florida will | Revocable living Trust |
|---|---|---|
| When it takes effect | Only at death | During life and at death |
| Florida probate | Generally required to take effect | Generally avoided for assets the Trust owns |
| Privacy | Becomes a public court record | Stays private |
| If you become incapacitated | Doesn't help — a will operates only at death | A successor Trustee can manage assets for you |
| Protection from your creditors | No | No — a revocable Trust is not asset protection |
Many Florida plans use both
A revocable living Trust often holds the major assets to avoid probate and plan for incapacity, while a “pour-over” will catches anything left out and names guardians for minor children. Used together, they cover gaps neither closes alone.
Which is right for you in Florida?
There is no single right answer — it depends on your assets, your family, whether incapacity planning matters to you, and your goals. This page is general information, not legal advice. A free role check can point you to the right next step, and a Florida attorney can recommend what fits your situation.
Related reading
General information about Florida law, not legal advice.
Frequently asked questions
- Is a revocable living trust better than a will in Florida?
- Neither is universally "better" — they do different jobs. Generally, a revocable living trust avoids probate and helps if you become incapacitated; a will is simpler and is where you name guardians for minor children. Many Florida plans use both. Which fits you is a question for a Florida attorney. General information, not legal advice.
- Does a revocable living trust avoid probate in Florida?
- Generally, assets properly titled in (funded into) a revocable living trust pass outside probate. Assets left outside the trust may still require probate — which is one reason a pour-over will is common in Florida.
- Do I still need a will if I have a revocable trust in Florida?
- Usually yes. A "pour-over" will catches assets that were never transferred into the trust and is where you name guardians for minor children. Whether and how depends on your situation — a Florida attorney can advise.
- Does a will or a revocable trust protect assets from creditors in Florida?
- Generally neither does on its own. A will simply directs property at death; a revocable living trust leaves assets reachable by your creditors during life because you keep control. Florida asset protection (homestead, tenancy by the entireties, certain exemptions) is a separate, fact-specific area for a Florida attorney.
General information about Florida law, not legal advice.