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Georgia Will vs. Revocable Living Trust: How They Compare

A will and a revocable living Trust both decide where your property goes — but they work differently in Georgia. Here's how they compare, and why many plans use both. General information, not legal advice.

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Georgia will vs. revocable living Trust, at a glance

What mattersGeorgia willRevocable living Trust
When it takes effectOnly at deathDuring life and at death
Georgia probateGenerally required to take effectGenerally avoided for assets the Trust owns
PrivacyBecomes a public court recordStays private
If you become incapacitatedDoesn't help — a will operates only at deathA successor Trustee can manage assets for you
Protection from your creditorsNoNo — a revocable Trust is not asset protection

Many Georgia plans use both

A revocable living Trust often holds the major assets to avoid probate and plan for incapacity, while a “pour-over” will catches anything left out and names guardians for minor children. Used together, they cover gaps neither closes alone.

Which is right for you in Georgia?

There is no single right answer — it depends on your assets, your family, whether incapacity planning matters to you, and your goals. This page is general information, not legal advice. A free role check can show you where you stand, and a Georgia attorney can recommend what fits your situation.

General information about Georgia law, not legal advice.

Frequently asked questions

What does a Georgia will require?
A writing signed by the testator, or by another in the testator's presence and at the testator's express direction, attested and subscribed in the testator's presence by two or more competent witnesses (O.C.G.A. § 53-4-20); an individual 14 or older may make one (§ 53-4-10). Georgia recognizes no holographic will. A will may be made self-proved by affidavits before a notary (§ 53-4-24).
What does a Georgia revocable trust require?
A writing signed by the settlor, with a settlor's intention to create the trust, trust property, a reasonably ascertainable beneficiary, a trustee and trustee duties (O.C.G.A. § 53-12-20); the power to revoke is reserved expressly, or there is none (§ 53-12-40). Real property becomes trust property of a settlor-trustee's trust only when the conveyance is recorded (§ 53-12-25(b)).
Which one controls after death?
Each controls what it holds: the trust's provisions govern property titled to the trustee; the will governs the probate estate. A contest of a trust that was revocable at the death is commenced within two years (O.C.G.A. § 53-12-45); a will is proved in the probate court (§ 53-5-5).

General information about Georgia law, not legal advice.